After reading this article (http://www.economist.com/blogs/buttonwood/2015/09/economics), I found myself thinking about 2008, the year of the last financial crisis and the year I started Bensouda Consulting.

With economists like Willem Buiter forecasting a global recession we must once again prepare ourselves for change in all aspects of our business and our lives. What are the 3 things that you are most concerned about going into 2016?